The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Ramchandrakhali branch in South 24 Parganas, Baruipur, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001659. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Ramchandrakhali, South 24 Parganas
Here are some of the key details that come with the IFSC Code BDBL0001659 of Bandhan Bank Limited for its branch located in South 24 Parganas, within the district of Baruipur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001659 |
| Branch | Ramchandrakhali |
| City | South 24 Parganas |
| District | Baruipur |
| State | West Bengal |
| Address | Vill -Ramchandrakhali,Po -Sonakhali,Ps - Basanti,Dist South 24 Parganas,West Bengal,Pin -743312 |
These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001659 for the Ramchandrakhali branch of Bandhan Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Ramchandrakhali, South 24 Parganas, West Bengal, is provided a unique IFSC like BDBL0001659 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in South 24 Parganas.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like South 24 Parganas and Baruipur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Ramchandrakhali do not get misguided to another person.
Format of the IFSC Code BDBL0001659
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramchandrakhali in South 24 Parganas.
For example, the IFSC Code BDBL0001659 of Bandhan Bank Limited for the Ramchandrakhali branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001659 of Bandhan Bank Limited for its Ramchandrakhali branch located in South 24 Parganas, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in South 24 Parganas and Baruipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Ramchandrakhali or South 24 Parganas to find the exact IFSC Code BDBL0001659.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and South 24 Parganas will provide accurate information.
How to Use IFSC Code BDBL0001659 for Online Transfers?
Once you have the IFSC Code BDBL0001659 for the Ramchandrakhali branch of Bandhan Bank Limited in South 24 Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001659. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001659.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Ramchandrakhali in South 24 Parganas may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Ramchandrakhali, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in South 24 Parganas manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001659.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill -Ramchandrakhali,Po -Sonakhali,Ps - Basanti,Dist South 24 Parganas,West Bengal,Pin -743312 located in South 24 Parganas, Baruipur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.