The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Khagramuri - Mahisgot branch in South 24 Parganas, Dhakuria, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001664. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Khagramuri - Mahisgot, South 24 Parganas
Below in the table are the key details related to IFSC Code BDBL0001664 of Bandhan Bank Limited for its branch located in South 24 Parganas, within the district of Dhakuria in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001664 |
| Branch | Khagramuri - Mahisgot |
| City | South 24 Parganas |
| District | Dhakuria |
| State | West Bengal |
| Address | First Floor, Vill.-,P.O-Nahazari, Khagramuri Gram Panchayat, P.S-Bishnupur, Dist.-South24 Parganas, West Bengal, Pin 700104 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in South 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001664 for the Khagramuri - Mahisgot branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Khagramuri - Mahisgot, South 24 Parganas, West Bengal, is provided a unique IFSC like BDBL0001664 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in South 24 Parganas.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like South 24 Parganas and Dhakuria.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Khagramuri - Mahisgot do not get misguided to another person.
Format of the IFSC Code BDBL0001664
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khagramuri - Mahisgot in South 24 Parganas.
For example, the IFSC Code BDBL0001664 of Bandhan Bank Limited for the Khagramuri - Mahisgot branch has these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal correctly.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0001664 of Bandhan Bank Limited for its Khagramuri - Mahisgot branch located in South 24 Parganas, the following methods can help:
Cheque Book
The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in South 24 Parganas and Dhakuria, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Khagramuri - Mahisgot or South 24 Parganas to get the exact IFSC Code BDBL0001664.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and South 24 Parganas that will provide accurate information.
How to Use IFSC Code BDBL0001664 for Online Transfers?
Once you have the IFSC Code BDBL0001664 for the Khagramuri - Mahisgot branch of Bandhan Bank Limited in South 24 Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001664. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001664.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Khagramuri - Mahisgot in South 24 Parganas may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Khagramuri - Mahisgot, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in South 24 Parganas manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001664.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, Vill.-,P.O-Nahazari, Khagramuri Gram Panchayat, P.S-Bishnupur, Dist.-South24 Parganas, West Bengal, Pin 700104 located in South 24 Parganas, Dhakuria, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.