The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kamalgazi branch in South 24 Parganas, Kamalgazi, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002007. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Kamalgazi, South 24 Parganas
Below in the table are the key details related to IFSC Code BDBL0002007 of Bandhan Bank Limited for its branch located in South 24 Parganas, within the district of Kamalgazi in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002007 |
| Branch | Kamalgazi |
| City | South 24 Parganas |
| District | Kamalgazi |
| State | West Bengal |
| Address | Dreamlight Oni Shelter,Frist Floor,602,Nscbose Road,Dakshin Kumar Khali,Kamalgazi,Ps-Sonapur,Dist-South24 Parganas,West Bengal,Pin-700103 |
These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002007 for the Kamalgazi branch of Bandhan Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002007 is given to every bank branch, including Bandhan Bank Limited located in Kamalgazi, South 24 Parganas, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in South 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Parganas and Kamalgazi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kamalgazi doesn't end up at another location.
Format of the IFSC Code BDBL0002007
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamalgazi in South 24 Parganas.
For example, the IFSC Code BDBL0002007 of Bandhan Bank Limited for the Kamalgazi branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0002007 of Bandhan Bank Limited for its Kamalgazi branch located in South 24 Parganas, the following methods can help:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in South 24 Parganas and Kamalgazi, print them on the first page of your passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Kamalgazi or South 24 Parganas to get the exact IFSC Code BDBL0002007.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and South 24 Parganas, you'll get the correct details.
How to Use IFSC Code BDBL0002007 for Online Transfers?
If you have the IFSC Code BDBL0002007 for the Kamalgazi branch of Bandhan Bank Limited in South 24 Parganas, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0002007. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002007.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Kamalgazi in South 24 Parganas, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kamalgazi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in South 24 Parganas manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kamalgazi South 24 Parganas branch is BDBL0002007.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dreamlight Oni Shelter,Frist Floor,602,Nscbose Road,Dakshin Kumar Khali,Kamalgazi,Ps-Sonapur,Dist-South24 Parganas,West Bengal,Pin-700103.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.