Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Tezpur branch in Sonitpur, Guwahati, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Sonitpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001216. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Tezpur, Sonitpur
Here are the key points that are associated with the IFSC Code BDBL0001216 of Bandhan Bank Limited for its branch located in Sonitpur, within the district of Guwahati in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001216 |
| Branch | Tezpur |
| City | Sonitpur |
| District | Guwahati |
| State | Assam |
| Address | Mahabhairab Road,Opposite Darrang College,P.O.Tezpur,Dist.Sonitpur,Assam,Pin-784001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Sonitpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001216 for the Tezpur branch of Bandhan Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Tezpur, Sonitpur, Assam, is provided a unique IFSC like BDBL0001216 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in Sonitpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sonitpur and Guwahati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Tezpur do not get misguided to another person.
Format of the IFSC Code BDBL0001216
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tezpur in Sonitpur.
For example, the IFSC Code BDBL0001216 of Bandhan Bank Limited for the Tezpur branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam accurately.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001216 of Bandhan Bank Limited for its Tezpur branch located in Sonitpur, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Sonitpur and Guwahati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Tezpur or Sonitpur to find the exact IFSC Code BDBL0001216.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Sonitpur will provide accurate information.
How to Use IFSC Code BDBL0001216 for Online Transfers?
Once you have the IFSC Code BDBL0001216 for the Tezpur branch of Bandhan Bank Limited in Sonitpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001216. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001216.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Tezpur in Sonitpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Tezpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sonitpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001216.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mahabhairab Road,Opposite Darrang College,P.O.Tezpur,Dist.Sonitpur,Assam,Pin-784001 located in Sonitpur, Guwahati, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.