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IFSC Code of Bandhan Bank Limited, Bahrauli, Patna, Bihar — BDBL0001471

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Bahrauli branch in Saran, Patna, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Saran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001471. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Bahrauli, Saran

Here are the key points that are associated with the IFSC Code BDBL0001471 of Bandhan Bank Limited for its branch located in Saran, within the district of Patna in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001471
Branch Bahrauli
City Saran
District Patna
State Bihar
Address Vill P.O. Bahrauli, Masrakh, Dist.-Saran, Bihar, Pin- 841417

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Saran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001471 for the Bahrauli branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Bahrauli, Saran, Bihar, are allotted a unique IFSC like BDBL0001471 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Saran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Saran and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Bahrauli reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BDBL0001471

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahrauli in Saran.

For example, the IFSC Code BDBL0001471 of Bandhan Bank Limited for the Bahrauli branch includes these elements, identifying the bank and the branch location in Saran and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001471 of Bandhan Bank Limited for its Bahrauli branch located in Saran, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Saran and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Bahrauli or Saran to find the exact IFSC Code BDBL0001471.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Saran will provide accurate information.

How to Use IFSC Code BDBL0001471 for Online Transfers?

Once you have the IFSC Code BDBL0001471 for the Bahrauli branch of Bandhan Bank Limited in Saran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001471. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001471.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Bahrauli in Saran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Bahrauli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saran manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Bahrauli, Saran?

The IFSC Code is BDBL0001471.

Is the IFSC Code BDBL0001471 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Bahrauli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bahrauli branch?

The address of the branch is Vill P.O. Bahrauli, Masrakh, Dist.-Saran, Bihar, Pin- 841417 located in Saran, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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