IFSC Code of Bandhan Bank Limited, Sahpur Undi, Patna, Bihar — BDBL0001194

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Sahpur Undi branch in Samastipur, Patna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001194. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Sahpur Undi, Samastipur

Here are the main details that are associated with the IFSC Code BDBL0001194 of Bandhan Bank Limited for its branch located in Samastipur, within the district of Patna in the state of Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Samastipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001194 for the Sahpur Undi branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001194 is given to every bank branch, including Bandhan Bank Limited located in Sahpur Undi, Samastipur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bandhan Bank Limited branch in Samastipur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Samastipur and Patna.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sahpur Undi doesn't end up at another location.

Format of the IFSC Code BDBL0001194

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sahpur Undi in Samastipur.

For example, the IFSC Code BDBL0001194 of Bandhan Bank Limited for the Sahpur Undi branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001194 of Bandhan Bank Limited for its Sahpur Undi branch located in Samastipur, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Samastipur and Patna, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Sahpur Undi or Samastipur to get the exact IFSC Code BDBL0001194.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Samastipur, you'll get the correct details.

How to Use IFSC Code BDBL0001194 for Online Transfers?

Once you have the IFSC Code BDBL0001194 for the Sahpur Undi branch of Bandhan Bank Limited in Samastipur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001194. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001194.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Sahpur Undi in Samastipur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sahpur Undi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Samastipur manage their online transfers and cheque clearances easily.