Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Shahjahanpur branch in Sahjhanpur, Shahjahanpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Sahjhanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0001994. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Shahjahanpur, Sahjhanpur
Here are some of the key details that come with the IFSC Code BDBL0001994 of Bandhan Bank Limited for its branch located in Sahjhanpur, within the district of Shahjahanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001994 |
| Branch | Shahjahanpur |
| City | Sahjhanpur |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| Address | Ground Floor, 60A, Gatuka Lodge Compound, Govind Ganj, Shahjahanpur, Uttar Pradesh-242001 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Sahjhanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001994 for the Shahjahanpur branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Shahjahanpur, Sahjhanpur, Uttar Pradesh, are allotted a unique IFSC like BDBL0001994 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sahjhanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sahjhanpur and Shahjahanpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bandhan Bank Limited in Shahjahanpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BDBL0001994
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shahjahanpur in Sahjhanpur.
For example, the IFSC Code BDBL0001994 of Bandhan Bank Limited for the Shahjahanpur branch includes these elements, identifying the bank and the branch location in Sahjhanpur and Uttar Pradesh accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are looking for the IFSC Code BDBL0001994 of Bandhan Bank Limited for its Shahjahanpur branch located in Sahjhanpur, the following methods can help:
Cheque Book
The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bandhan Bank Limited branches in Sahjhanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Shahjahanpur or Sahjhanpur to get the exact IFSC Code BDBL0001994.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Sahjhanpur, then it will provide you proper information.
How to Use IFSC Code BDBL0001994 for Online Transfers?
Once you have the IFSC Code BDBL0001994 for the Shahjahanpur branch of Bandhan Bank Limited in Sahjhanpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001994. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001994.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Shahjahanpur in Sahjhanpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Shahjahanpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sahjhanpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shahjahanpur Sahjhanpur branch is BDBL0001994.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, 60A, Gatuka Lodge Compound, Govind Ganj, Shahjahanpur, Uttar Pradesh-242001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.