The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Ring Road Balaji Chawk Branch Rajkot branch in Rajkot, Rajkot, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BDBL0002490. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Ring Road Balaji Chawk Branch Rajkot, Rajkot

Below in the table are the key details related to IFSC Code BDBL0002490 of Bandhan Bank Limited for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002490
Branch Ring Road Balaji Chawk Branch Rajkot
City Rajkot
District Rajkot
State Gujarat
Address R K Prime Plus,Ground Floor,Near Balaji Hall,150 Ft Ring Road,Rajkot,Dist -Rajkot,State -Gujarat,Pin -360001

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Rajkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002490 for the Ring Road Balaji Chawk Branch Rajkot branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Ring Road Balaji Chawk Branch Rajkot, Rajkot, Gujarat, are allotted a unique IFSC like BDBL0002490 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajkot and Rajkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Ring Road Balaji Chawk Branch Rajkot reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BDBL0002490

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ring Road Balaji Chawk Branch Rajkot in Rajkot.

For example, the IFSC Code BDBL0002490 of Bandhan Bank Limited for the Ring Road Balaji Chawk Branch Rajkot branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002490 of Bandhan Bank Limited for its Ring Road Balaji Chawk Branch Rajkot branch located in Rajkot, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Ring Road Balaji Chawk Branch Rajkot or Rajkot to get the exact IFSC Code BDBL0002490.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Rajkot that will provide accurate information.

How to Use IFSC Code BDBL0002490 for Online Transfers?

Once you have the IFSC Code BDBL0002490 for the Ring Road Balaji Chawk Branch Rajkot branch of Bandhan Bank Limited in Rajkot, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002490. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002490.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Ring Road Balaji Chawk Branch Rajkot in Rajkot, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Ring Road Balaji Chawk Branch Rajkot, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Ring Road Balaji Chawk Branch Rajkot, Rajkot?

The IFSC Code is BDBL0002490.

Is the IFSC Code BDBL0002490 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Ring Road Balaji Chawk Branch Rajkot?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ring Road Balaji Chawk Branch Rajkot branch?

The address of the branch is R K Prime Plus,Ground Floor,Near Balaji Hall,150 Ft Ring Road,Rajkot,Dist -Rajkot,State -Gujarat,Pin -360001 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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