There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Jhalda branch in Puruliya, Jhalda, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Puruliya or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BDBL0002194. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Jhalda, Puruliya

Below in the table are the key details related to IFSC Code BDBL0002194 of Bandhan Bank Limited for its branch located in Puruliya, within the district of Jhalda in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002194
Branch Jhalda
City Puruliya
District Jhalda
State West Bengal
Address First Floor,Bandhaghat,Ward No.7,Po/Ps-Jhalda,Purulia,West Bengal-723202

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Puruliya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002194 for the Jhalda branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Jhalda, Puruliya, West Bengal, is provided a unique IFSC like BDBL0002194 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Puruliya.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Puruliya and Jhalda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jhalda do not get misguided to another person.

Format of the IFSC Code BDBL0002194

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jhalda in Puruliya.

For example, the IFSC Code BDBL0002194 of Bandhan Bank Limited for the Jhalda branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002194 of Bandhan Bank Limited for its Jhalda branch located in Puruliya, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Puruliya and Jhalda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Jhalda or Puruliya to find the exact IFSC Code BDBL0002194.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Puruliya will provide accurate information.

How to Use IFSC Code BDBL0002194 for Online Transfers?

Once you have the IFSC Code BDBL0002194 for the Jhalda branch of Bandhan Bank Limited in Puruliya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002194. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002194.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Jhalda in Puruliya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jhalda, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Puruliya manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Jhalda, Puruliya?

The IFSC Code is BDBL0002194.

Is the IFSC Code BDBL0002194 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Jhalda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhalda branch?

The address of the branch is First Floor,Bandhaghat,Ward No.7,Po/Ps-Jhalda,Purulia,West Bengal-723202 located in Puruliya, Jhalda, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.