There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Sugauli Branch branch in Purba Champaran, Sugauli, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Purba Champaran or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BDBL0002505. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Sugauli Branch, Purba Champaran

Here are the key points that are associated with the IFSC Code BDBL0002505 of Bandhan Bank Limited for its branch located in Purba Champaran, within the district of Sugauli in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002505
Branch Sugauli Branch
City Purba Champaran
District Sugauli
State Bihar
Address First Floor,Amit Complex,Ward No-08,Sugauli Bazar,Sugauli,Dist-East Champaran,State -Bihar,Pin - 845456

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Purba Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002505 for the Sugauli Branch branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Sugauli Branch, Purba Champaran, Bihar, is provided a unique IFSC like BDBL0002505 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Purba Champaran.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purba Champaran and Sugauli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sugauli Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002505

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sugauli Branch in Purba Champaran.

For example, the IFSC Code BDBL0002505 of Bandhan Bank Limited for the Sugauli Branch branch includes these elements, identifying the bank and the branch location in Purba Champaran and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002505 of Bandhan Bank Limited for its Sugauli Branch branch located in Purba Champaran, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Purba Champaran and Sugauli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Sugauli Branch or Purba Champaran to get the exact IFSC Code BDBL0002505.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Purba Champaran, you'll get the correct details.

How to Use IFSC Code BDBL0002505 for Online Transfers?

Once you have the IFSC Code BDBL0002505 for the Sugauli Branch branch of Bandhan Bank Limited in Purba Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002505. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002505.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Sugauli Branch in Purba Champaran may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sugauli Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purba Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Sugauli Branch, Purba Champaran?

The IFSC Code is BDBL0002505.

Is the IFSC Code BDBL0002505 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Sugauli Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sugauli Branch branch?

The address of the branch is First Floor,Amit Complex,Ward No-08,Sugauli Bazar,Sugauli,Dist-East Champaran,State -Bihar,Pin - 845456 located in Purba Champaran, Sugauli, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.