The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Keshpur branch in Paschim Medinipur, Keshpur, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002184. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Keshpur, Paschim Medinipur

The table below shows the main details of the IFSC Code BDBL0002184 for the Bandhan Bank Limited branch in Paschim Medinipur, which falls under the Keshpur district in West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002184
Branch Keshpur
City Paschim Medinipur
District Keshpur
State West Bengal
Address Keshpur,Panchayat-Keshpur,Dist-Paschim Medinipur,State-West Bengal,Pin-721150

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Paschim Medinipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002184 for the Keshpur branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002184 is given to every bank branch, including Bandhan Bank Limited located in Keshpur, Paschim Medinipur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Paschim Medinipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Paschim Medinipur and Keshpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Keshpur doesn't end up at another location.

Format of the IFSC Code BDBL0002184

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Keshpur in Paschim Medinipur.

For example, the IFSC Code BDBL0002184 of Bandhan Bank Limited for the Keshpur branch has these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002184 of Bandhan Bank Limited for its Keshpur branch located in Paschim Medinipur, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Paschim Medinipur and Keshpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Keshpur or Paschim Medinipur to find the exact IFSC Code BDBL0002184.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Paschim Medinipur will provide accurate information.

How to Use IFSC Code BDBL0002184 for Online Transfers?

Once you have the IFSC Code BDBL0002184 for the Keshpur branch of Bandhan Bank Limited in Paschim Medinipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002184. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002184.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Keshpur in Paschim Medinipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Keshpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Paschim Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Keshpur, Paschim Medinipur?

The IFSC Code is BDBL0002184.

Is the IFSC Code BDBL0002184 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Keshpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Keshpur branch?

The address of the branch is Keshpur,Panchayat-Keshpur,Dist-Paschim Medinipur,State-West Bengal,Pin-721150 located in Paschim Medinipur, Keshpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.