For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Itanagar branch in Papum Pare, Tezpur, Andhra Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Papum Pare or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0001704. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Itanagar, Papum Pare
Here are some of the key details that come with the IFSC Code BDBL0001704 of Bandhan Bank Limited for its branch located in Papum Pare, within the district of Tezpur in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001704 |
| Branch | Itanagar |
| City | Papum Pare |
| District | Tezpur |
| State | Andhra Pradesh |
| Address | E Sector, Opp Civil Secretariat, Itanagar, Dist Papum Pare, Arunachal Pradesh, Pin 791111 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Papum Pare for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001704 for the Itanagar branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Itanagar, Papum Pare, Andhra Pradesh, are allotted a unique IFSC like BDBL0001704 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Papum Pare.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Papum Pare and Tezpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bandhan Bank Limited in Itanagar reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.
Format of the IFSC Code BDBL0001704
The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Itanagar in Papum Pare.
For example, the IFSC Code BDBL0001704 of Bandhan Bank Limited for the Itanagar branch includes these elements, identifying the bank and the branch location in Papum Pare and Andhra Pradesh correctly.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0001704 of Bandhan Bank Limited for its Itanagar branch located in Papum Pare, the following methods can help:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Papum Pare and Tezpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Itanagar or Papum Pare to get the exact IFSC Code BDBL0001704.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Papum Pare, you'll get the correct details.
How to Use IFSC Code BDBL0001704 for Online Transfers?
Once you have the IFSC Code BDBL0001704 for the Itanagar branch of Bandhan Bank Limited in Papum Pare, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0001704. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001704.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Itanagar in Papum Pare, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Itanagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Papum Pare to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001704.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is E Sector, Opp Civil Secretariat, Itanagar, Dist Papum Pare, Arunachal Pradesh, Pin 791111 located in Papum Pare, Tezpur, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.