There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Jamuria branch in Pachim Barddhaman, Jamuria, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Pachim Barddhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BDBL0002180. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Jamuria, Pachim Barddhaman

Below in the table are the key details related to IFSC Code BDBL0002180 of Bandhan Bank Limited for its branch located in Pachim Barddhaman, within the district of Jamuria in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002180
Branch Jamuria
City Pachim Barddhaman
District Jamuria
State West Bengal
Address Jamuria Bazar,Near Bank Of India,Po-Jamuria Hat,Jamuria,Pin-713336,West Bengal

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Pachim Barddhaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002180 for the Jamuria branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Jamuria, Pachim Barddhaman, West Bengal, is provided a unique IFSC like BDBL0002180 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Pachim Barddhaman.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pachim Barddhaman and Jamuria.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jamuria do not get misguided to another person.

Format of the IFSC Code BDBL0002180

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jamuria in Pachim Barddhaman.

For example, the IFSC Code BDBL0002180 of Bandhan Bank Limited for the Jamuria branch includes these elements, identifying the bank and the branch location in Pachim Barddhaman and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002180 of Bandhan Bank Limited for its Jamuria branch located in Pachim Barddhaman, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Pachim Barddhaman and Jamuria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Jamuria or Pachim Barddhaman to get the exact IFSC Code BDBL0002180.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Pachim Barddhaman that will provide accurate information.

How to Use IFSC Code BDBL0002180 for Online Transfers?

Once you have the IFSC Code BDBL0002180 for the Jamuria branch of Bandhan Bank Limited in Pachim Barddhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002180. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002180.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Jamuria in Pachim Barddhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Jamuria, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pachim Barddhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Jamuria, Pachim Barddhaman?

The IFSC Code is BDBL0002180.

Is the IFSC Code BDBL0002180 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Jamuria?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jamuria branch?

The address of the branch is Jamuria Bazar,Near Bank Of India,Po-Jamuria Hat,Jamuria,Pin-713336,West Bengal located in Pachim Barddhaman, Jamuria, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.