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IFSC Code of Bandhan Bank Limited, Panihati Branch, North 24 Paraganas, West Bengal — BDBL0002296

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Panihati Branch branch in North24Paraganas, North 24 Paraganas, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in North24Paraganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002296. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Panihati Branch, North24Paraganas

The table below shows the main details of the IFSC Code BDBL0002296 for the Bandhan Bank Limited branch in North24Paraganas, which falls under the North 24 Paraganas district in West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002296
Branch Panihati Branch
City North24Paraganas
District North 24 Paraganas
State West Bengal
Address Merlin Maximums, Block No. Twr-2 618 B.T Road, 3 No_X0013_Desbandhu Nagar, Sodepur, Khardaha, West Bengal-700114

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in North24Paraganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002296 for the Panihati Branch branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Panihati Branch, North24Paraganas, West Bengal, is provided a unique IFSC like BDBL0002296 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in North24Paraganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North24Paraganas and North 24 Paraganas.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Panihati Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002296

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panihati Branch in North24Paraganas.

For example, the IFSC Code BDBL0002296 of Bandhan Bank Limited for the Panihati Branch branch includes these elements, identifying the bank and the branch location in North24Paraganas and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002296 of Bandhan Bank Limited for its Panihati Branch branch located in North24Paraganas, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in North24Paraganas and North 24 Paraganas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Panihati Branch or North24Paraganas to find the exact IFSC Code BDBL0002296.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and North24Paraganas will provide accurate information.

How to Use IFSC Code BDBL0002296 for Online Transfers?

Once you have the IFSC Code BDBL0002296 for the Panihati Branch branch of Bandhan Bank Limited in North24Paraganas, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002296. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002296.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Panihati Branch in North24Paraganas may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Panihati Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North24Paraganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Panihati Branch, North24Paraganas?

The IFSC Code is BDBL0002296.

Is the IFSC Code BDBL0002296 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Panihati Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Panihati Branch branch?

The address of the branch is Merlin Maximums, Block No. Twr-2 618 B.T Road, 3 No_X0013_Desbandhu Nagar, Sodepur, Khardaha, West Bengal-700114 located in North24Paraganas, North 24 Paraganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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