Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Arya Samaj More Branch, Kankinara branch in North Twenty Four Parganas, Bhatpara, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in North Twenty Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002270. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Arya Samaj More Branch, Kankinara, North Twenty Four Parganas

Below in the table are the key details related to IFSC Code BDBL0002270 of Bandhan Bank Limited for its branch located in North Twenty Four Parganas, within the district of Bhatpara in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002270
Branch Arya Samaj More Branch, Kankinara
City North Twenty Four Parganas
District Bhatpara
State West Bengal
Address Holding No - 8 , Bl No - 14 , Arya Samaj Road , Kakinara , Bhatpara (M) , Dist - North 24 Parganas , State - West Bengal, Pin - 743216

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in North Twenty Four Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002270 for the Arya Samaj More Branch, Kankinara branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002270 is given to every bank branch, including Bandhan Bank Limited located in Arya Samaj More Branch, Kankinara, North Twenty Four Parganas, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in North Twenty Four Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like North Twenty Four Parganas and Bhatpara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Arya Samaj More Branch, Kankinara doesn't end up at another location.

Format of the IFSC Code BDBL0002270

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arya Samaj More Branch, Kankinara in North Twenty Four Parganas.

For example, the IFSC Code BDBL0002270 of Bandhan Bank Limited for the Arya Samaj More Branch, Kankinara branch includes these elements, identifying the bank and the branch location in North Twenty Four Parganas and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002270 of Bandhan Bank Limited for its Arya Samaj More Branch, Kankinara branch located in North Twenty Four Parganas, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in North Twenty Four Parganas and Bhatpara, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Arya Samaj More Branch, Kankinara or North Twenty Four Parganas to get the exact IFSC Code BDBL0002270.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and North Twenty Four Parganas, you'll get the correct details.

How to Use IFSC Code BDBL0002270 for Online Transfers?

If you have the IFSC Code BDBL0002270 for the Arya Samaj More Branch, Kankinara branch of Bandhan Bank Limited in North Twenty Four Parganas, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002270. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002270.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Arya Samaj More Branch, Kankinara in North Twenty Four Parganas, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Arya Samaj More Branch, Kankinara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North Twenty Four Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Arya Samaj More Branch, Kankinara, North Twenty Four Parganas?

The IFSC Code is BDBL0002270.

Is the IFSC Code BDBL0002270 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Arya Samaj More Branch, Kankinara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arya Samaj More Branch, Kankinara branch?

The address of the branch is Holding No - 8 , Bl No - 14 , Arya Samaj Road , Kakinara , Bhatpara (M) , Dist - North 24 Parganas , State - West Bengal, Pin - 743216 located in North Twenty Four Parganas, Bhatpara, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.