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IFSC Code of Bandhan Bank Limited, Cpu, Kolkata, West Bengal — BDBL0001002

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Cpu branch in North 24 Parganas, Kolkata, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0001002. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Cpu, North 24 Parganas

The table below shows the main details of the IFSC Code BDBL0001002 for the Bandhan Bank Limited branch in North 24 Parganas, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001002
Branch Cpu
City North 24 Parganas
District Kolkata
State West Bengal
Address Dn-32,Sector -V,Salt Lake City,Kolkata,West Bengal,Pin -700091

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001002 for the Cpu branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Cpu, North 24 Parganas, West Bengal, is provided with a unique IFSC like BDBL0001002 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like North 24 Parganas and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Cpu do not get mixed with another location.

Format of the IFSC Code BDBL0001002

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Cpu in North 24 Parganas.

For example, the IFSC Code BDBL0001002 of Bandhan Bank Limited for the Cpu branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001002 of Bandhan Bank Limited for its Cpu branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in North 24 Parganas and Kolkata, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Cpu or North 24 Parganas to get the exact IFSC Code BDBL0001002.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and North 24 Parganas, you'll get the correct details.

How to Use IFSC Code BDBL0001002 for Online Transfers?

If you have the IFSC Code BDBL0001002 for the Cpu branch of Bandhan Bank Limited in North 24 Parganas, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001002. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001002.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Cpu in North 24 Parganas, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Cpu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Cpu, North 24 Parganas?

The IFSC Code is BDBL0001002.

Is the IFSC Code BDBL0001002 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Cpu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cpu branch?

The address of the branch is Dn-32,Sector -V,Salt Lake City,Kolkata,West Bengal,Pin -700091 located in North 24 Parganas, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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