The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kamarhati Branch,Kolkata branch in North 24 Paraganas, Kamharhati, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in North 24 Paraganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002307. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Kamarhati Branch,Kolkata, North 24 Paraganas
Here are some of the key details that come with the IFSC Code BDBL0002307 of Bandhan Bank Limited for its branch located in North 24 Paraganas, within the district of Kamharhati in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002307 |
| Branch | Kamarhati Branch,Kolkata |
| City | North 24 Paraganas |
| District | Kamharhati |
| State | West Bengal |
| Address | First Floor, 29, Bt Road, Kamharhati, Belgharia, Wb-700056 |
These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in North 24 Paraganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002307 for the Kamarhati Branch,Kolkata branch of Bandhan Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kamarhati Branch,Kolkata, North 24 Paraganas, West Bengal, is provided a unique IFSC like BDBL0002307 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in North 24 Paraganas.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like North 24 Paraganas and Kamharhati.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kamarhati Branch,Kolkata do not get misguided to another person.
Format of the IFSC Code BDBL0002307
This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamarhati Branch,Kolkata in North 24 Paraganas.
For example, the IFSC Code BDBL0002307 of Bandhan Bank Limited for the Kamarhati Branch,Kolkata branch includes these elements, identifying the bank and the branch location in North 24 Paraganas and West Bengal accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0002307 of Bandhan Bank Limited for its Kamarhati Branch,Kolkata branch located in North 24 Paraganas, the following methods can help:
Cheque Book
The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in North 24 Paraganas and Kamharhati, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Kamarhati Branch,Kolkata or North 24 Paraganas to get the exact IFSC Code BDBL0002307.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and North 24 Paraganas that will provide accurate information.
How to Use IFSC Code BDBL0002307 for Online Transfers?
Once you have the IFSC Code BDBL0002307 for the Kamarhati Branch,Kolkata branch of Bandhan Bank Limited in North 24 Paraganas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0002307. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002307.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Kamarhati Branch,Kolkata in North 24 Paraganas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kamarhati Branch,Kolkata, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in North 24 Paraganas manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0002307.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, 29, Bt Road, Kamharhati, Belgharia, Wb-700056 located in North 24 Paraganas, Kamharhati, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.