For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Sulenga branch in Narayanpur, Goriya, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Narayanpur or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BDBL0001959. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Sulenga, Narayanpur

Below in the table are the key details related to IFSC Code BDBL0001959 of Bandhan Bank Limited for its branch located in Narayanpur, within the district of Goriya in the state of Chhattisgarh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001959
Branch Sulenga
City Narayanpur
District Goriya
State Chhattisgarh
Address Lok Shiksha Kendra,Sulenga-Goriya,Gram Panchayat Bhawan,Sulenga-Goriya,Block-Narayanpur,Dist-Narayanpur,Chhattisgarh,Pin-494661

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Narayanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001959 for the Sulenga branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001959 is given to every bank branch, including Bandhan Bank Limited located in Sulenga, Narayanpur, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Narayanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Narayanpur and Goriya.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sulenga doesn't end up at another location.

Format of the IFSC Code BDBL0001959

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sulenga in Narayanpur.

For example, the IFSC Code BDBL0001959 of Bandhan Bank Limited for the Sulenga branch includes these elements, identifying the bank and the branch location in Narayanpur and Chhattisgarh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001959 of Bandhan Bank Limited for its Sulenga branch located in Narayanpur, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Narayanpur and Goriya, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Sulenga or Narayanpur to get the exact IFSC Code BDBL0001959.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Narayanpur, you'll get the correct details.

How to Use IFSC Code BDBL0001959 for Online Transfers?

Once you have the IFSC Code BDBL0001959 for the Sulenga branch of Bandhan Bank Limited in Narayanpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001959. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001959.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Sulenga in Narayanpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sulenga, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Narayanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Sulenga, Narayanpur?

The IFSC Code is BDBL0001959.

Is the IFSC Code BDBL0001959 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Sulenga?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sulenga branch?

The address of the branch is Lok Shiksha Kendra,Sulenga-Goriya,Gram Panchayat Bhawan,Sulenga-Goriya,Block-Narayanpur,Dist-Narayanpur,Chhattisgarh,Pin-494661 located in Narayanpur, Goriya, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.