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IFSC Code of Bandhan Bank Limited, Raghunathpur - Donwan, Patna, Bihar — BDBL0001184

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Raghunathpur - Donwan branch in Muzaffarpur, Patna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001184. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Raghunathpur - Donwan, Muzaffarpur

Below in the table are the key details related to IFSC Code BDBL0001184 of Bandhan Bank Limited for its branch located in Muzaffarpur, within the district of Patna in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001184
Branch Raghunathpur - Donwan
City Muzaffarpur
District Patna
State Bihar
Address Vill.Raghunathpur-Gonwan,P.O.Sakra,Dist.Muzaffarpur,Bihar,Pin - 843105

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Muzaffarpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001184 for the Raghunathpur - Donwan branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Raghunathpur - Donwan, Muzaffarpur, Bihar, are given a unique IFSC like BDBL0001184 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Muzaffarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Muzaffarpur and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Raghunathpur - Donwan goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0001184

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raghunathpur - Donwan in Muzaffarpur.

For example, the IFSC Code BDBL0001184 of Bandhan Bank Limited for the Raghunathpur - Donwan branch has these elements, identifying the bank and the branch location in Muzaffarpur and Bihar correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001184 of Bandhan Bank Limited for its Raghunathpur - Donwan branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Muzaffarpur and Patna, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Raghunathpur - Donwan or Muzaffarpur to get the exact IFSC Code BDBL0001184.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Muzaffarpur, you'll get the correct details.

How to Use IFSC Code BDBL0001184 for Online Transfers?

If you have the IFSC Code BDBL0001184 for the Raghunathpur - Donwan branch of Bandhan Bank Limited in Muzaffarpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001184. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001184.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Raghunathpur - Donwan in Muzaffarpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Raghunathpur - Donwan, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Muzaffarpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Raghunathpur - Donwan Muzaffarpur?

The IFSC Code of the Raghunathpur - Donwan Muzaffarpur branch is BDBL0001184.

Is IFSC Code BDBL0001184 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Raghunathpur - Donwan branch?

The branch is located at Vill.Raghunathpur-Gonwan,P.O.Sakra,Dist.Muzaffarpur,Bihar,Pin - 843105.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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