There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Lalbagh(Murshidabad) branch in Murshidabad, Berhampore, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Murshidabad or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BDBL0001692. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Lalbagh(Murshidabad), Murshidabad
Below in the table are the key details related to IFSC Code BDBL0001692 of Bandhan Bank Limited for its branch located in Murshidabad, within the district of Berhampore in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001692 |
| Branch | Lalbagh(Murshidabad) |
| City | Murshidabad |
| District | Berhampore |
| State | West Bengal |
| Address | First Floor, 328 No. Kalandarbagh.Golabagh, P.O.- Murshidabad, Lalbagh, Murshidabad, West Bengal, Pin-742149 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Murshidabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001692 for the Lalbagh(Murshidabad) branch of Bandhan Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Lalbagh(Murshidabad), Murshidabad, West Bengal, is provided a unique IFSC like BDBL0001692 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in Murshidabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Murshidabad and Berhampore.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Lalbagh(Murshidabad) do not get misguided to another person.
Format of the IFSC Code BDBL0001692
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lalbagh(Murshidabad) in Murshidabad.
For example, the IFSC Code BDBL0001692 of Bandhan Bank Limited for the Lalbagh(Murshidabad) branch has these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.
How to Find IFSC Code for Bandhan Bank Limited?
If you are looking for the IFSC Code BDBL0001692 of Bandhan Bank Limited for its Lalbagh(Murshidabad) branch located in Murshidabad, the following methods can help:
Cheque Book
The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bandhan Bank Limited branches in Murshidabad and Berhampore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Lalbagh(Murshidabad) or Murshidabad to get the exact IFSC Code BDBL0001692.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Murshidabad, then it will provide you proper information.
How to Use IFSC Code BDBL0001692 for Online Transfers?
If you have the IFSC Code BDBL0001692 for the Lalbagh(Murshidabad) branch of Bandhan Bank Limited in Murshidabad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001692. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001692.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Lalbagh(Murshidabad) in Murshidabad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Lalbagh(Murshidabad), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001692.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is First Floor, 328 No. Kalandarbagh.Golabagh, P.O.- Murshidabad, Lalbagh, Murshidabad, West Bengal, Pin-742149 located in Murshidabad, Berhampore, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.