For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Jangipur Branch branch in Murshidabad, Murshidabad, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002405. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Jangipur Branch, Murshidabad
Here are the key points that are associated with the IFSC Code BDBL0002405 of Bandhan Bank Limited for its branch located in Murshidabad, within the district of Murshidabad in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002405 |
| Branch | Jangipur Branch |
| City | Murshidabad |
| District | Murshidabad |
| State | West Bengal |
| Address | First Floor,Po Ps-Raghunathganj Lalgola Mahraja Road,Lichu Bagan Dist - Murshidabad,State -West Bengal,Pin-742225 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Murshidabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002405 for the Jangipur Branch branch of Bandhan Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Jangipur Branch, Murshidabad, West Bengal, are given a unique IFSC like BDBL0002405 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Murshidabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Murshidabad and Murshidabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bandhan Bank Limited in Jangipur Branch goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BDBL0002405
This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jangipur Branch in Murshidabad.
For example, the IFSC Code BDBL0002405 of Bandhan Bank Limited for the Jangipur Branch branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal accurately.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0002405 of Bandhan Bank Limited for its Jangipur Branch branch located in Murshidabad, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Murshidabad and Murshidabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Jangipur Branch or Murshidabad to find the exact IFSC Code BDBL0002405.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Murshidabad will provide accurate information.
How to Use IFSC Code BDBL0002405 for Online Transfers?
Once you have the IFSC Code BDBL0002405 for the Jangipur Branch branch of Bandhan Bank Limited in Murshidabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0002405. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002405.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Jangipur Branch in Murshidabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jangipur Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Murshidabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jangipur Branch Murshidabad branch is BDBL0002405.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at First Floor,Po Ps-Raghunathganj Lalgola Mahraja Road,Lichu Bagan Dist - Murshidabad,State -West Bengal,Pin-742225.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.