For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Gora Bazar branch in Murshidabad, Gora Bazar, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Murshidabad or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002004. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Gora Bazar, Murshidabad

Here are some of the key details that come with the IFSC Code BDBL0002004 of Bandhan Bank Limited for its branch located in Murshidabad, within the district of Gora Bazar in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002004
Branch Gora Bazar
City Murshidabad
District Gora Bazar
State West Bengal
Address 1/3 K.K Banerjee Road,Po Berhampore,Murshidabad,Po Berhampore,Murshidabad,West Bengal,Pin-742101

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Murshidabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002004 for the Gora Bazar branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Gora Bazar, Murshidabad, West Bengal, is provided with a unique IFSC like BDBL0002004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Murshidabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Murshidabad and Gora Bazar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Gora Bazar do not get mixed with another location.

Format of the IFSC Code BDBL0002004

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gora Bazar in Murshidabad.

For example, the IFSC Code BDBL0002004 of Bandhan Bank Limited for the Gora Bazar branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002004 of Bandhan Bank Limited for its Gora Bazar branch located in Murshidabad, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Murshidabad and Gora Bazar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Gora Bazar or Murshidabad to get the exact IFSC Code BDBL0002004.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Murshidabad, then it will provide you proper information.

How to Use IFSC Code BDBL0002004 for Online Transfers?

Once you have the IFSC Code BDBL0002004 for the Gora Bazar branch of Bandhan Bank Limited in Murshidabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002004. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002004.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Gora Bazar in Murshidabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Gora Bazar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Gora Bazar, Murshidabad?

The IFSC Code is BDBL0002004.

Is the IFSC Code BDBL0002004 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Gora Bazar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gora Bazar branch?

The address of the branch is 1/3 K.K Banerjee Road,Po Berhampore,Murshidabad,Po Berhampore,Murshidabad,West Bengal,Pin-742101 located in Murshidabad, Gora Bazar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.