There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Perinthalmanna Branch branch in Malappuram, Perinthalmanna, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Malappuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BDBL0002384. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Perinthalmanna Branch, Malappuram

Here are some of the key details that come with the IFSC Code BDBL0002384 of Bandhan Bank Limited for its branch located in Malappuram, within the district of Perinthalmanna in the state of Kerala.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002384
Branch Perinthalmanna Branch
City Malappuram
District Perinthalmanna
State Kerala
Address Marhaba Trade Centre, Ooty Road, Perinthalmanna, Malappuram, Kerala - 679322

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Malappuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002384 for the Perinthalmanna Branch branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002384 is given to every bank branch, including Bandhan Bank Limited located in Perinthalmanna Branch, Malappuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Malappuram and Perinthalmanna.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Perinthalmanna Branch doesn't end up at another location.

Format of the IFSC Code BDBL0002384

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Perinthalmanna Branch in Malappuram.

For example, the IFSC Code BDBL0002384 of Bandhan Bank Limited for the Perinthalmanna Branch branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002384 of Bandhan Bank Limited for its Perinthalmanna Branch branch located in Malappuram, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Malappuram and Perinthalmanna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Perinthalmanna Branch or Malappuram to get the exact IFSC Code BDBL0002384.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Malappuram that will provide accurate information.

How to Use IFSC Code BDBL0002384 for Online Transfers?

Once you have the IFSC Code BDBL0002384 for the Perinthalmanna Branch branch of Bandhan Bank Limited in Malappuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002384. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002384.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Perinthalmanna Branch in Malappuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Perinthalmanna Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Malappuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Perinthalmanna Branch, Malappuram?

The IFSC Code is BDBL0002384.

Is the IFSC Code BDBL0002384 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Perinthalmanna Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Perinthalmanna Branch branch?

The address of the branch is Marhaba Trade Centre, Ooty Road, Perinthalmanna, Malappuram, Kerala - 679322 located in Malappuram, Perinthalmanna, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.