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IFSC Code of Bandhan Bank Limited, Jhanjharpur Branch, Patna, Bihar — BDBL0002271

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Jhanjharpur Branch branch in Madhubani, Patna, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Madhubani or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BDBL0002271. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Jhanjharpur Branch, Madhubani

Here are the key points that are associated with the IFSC Code BDBL0002271 of Bandhan Bank Limited for its branch located in Madhubani, within the district of Patna in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002271
Branch Jhanjharpur Branch
City Madhubani
District Patna
State Bihar
Address Ground Floor, Hospital Road, Pathri Toll, Jhanjarpur(R.S), Dist-Madhubani, Bihar-847403

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Madhubani for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002271 for the Jhanjharpur Branch branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Jhanjharpur Branch, Madhubani, Bihar, are allotted a unique IFSC like BDBL0002271 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madhubani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Madhubani and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Jhanjharpur Branch reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BDBL0002271

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jhanjharpur Branch in Madhubani.

For example, the IFSC Code BDBL0002271 of Bandhan Bank Limited for the Jhanjharpur Branch branch includes these elements, identifying the bank and the branch location in Madhubani and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002271 of Bandhan Bank Limited for its Jhanjharpur Branch branch located in Madhubani, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Madhubani and Patna, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Jhanjharpur Branch or Madhubani to get the exact IFSC Code BDBL0002271.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Madhubani, you'll get the correct details.

How to Use IFSC Code BDBL0002271 for Online Transfers?

If you have the IFSC Code BDBL0002271 for the Jhanjharpur Branch branch of Bandhan Bank Limited in Madhubani, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002271. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002271.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Jhanjharpur Branch in Madhubani, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jhanjharpur Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Madhubani to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Jhanjharpur Branch, Madhubani?

The IFSC Code is BDBL0002271.

Is the IFSC Code BDBL0002271 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Jhanjharpur Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jhanjharpur Branch branch?

The address of the branch is Ground Floor, Hospital Road, Pathri Toll, Jhanjarpur(R.S), Dist-Madhubani, Bihar-847403 located in Madhubani, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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