For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Barahiya Branch branch in Lakhisarai, Nalanda, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Lakhisarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0002659. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Barahiya Branch, Lakhisarai
Here are the key points that are associated with the IFSC Code BDBL0002659 of Bandhan Bank Limited for its branch located in Lakhisarai, within the district of Nalanda in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002659 |
| Branch | Barahiya Branch |
| City | Lakhisarai |
| District | Nalanda |
| State | Bihar |
| Address | Ground Floor, Ward No-20,Bypass Road, Near Referral Hospital And Cd Block Barahiya, Dist-Lakhi Sarai, State-Bihar,Pin-811302 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Lakhisarai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0002659 for the Barahiya Branch branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Barahiya Branch, Lakhisarai, Bihar, is provided with a unique IFSC like BDBL0002659 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in Lakhisarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Lakhisarai and Nalanda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Barahiya Branch do not get mixed with another location.
Format of the IFSC Code BDBL0002659
This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barahiya Branch in Lakhisarai.
For example, the IFSC Code BDBL0002659 of Bandhan Bank Limited for the Barahiya Branch branch includes these elements, identifying the bank and the branch location in Lakhisarai and Bihar accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0002659 of Bandhan Bank Limited for its Barahiya Branch branch located in Lakhisarai, the following methods can help:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Lakhisarai and Nalanda, print them on the first page of your passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Barahiya Branch or Lakhisarai to get the exact IFSC Code BDBL0002659.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Lakhisarai, you'll get the correct details.
How to Use IFSC Code BDBL0002659 for Online Transfers?
If you have the IFSC Code BDBL0002659 for the Barahiya Branch branch of Bandhan Bank Limited in Lakhisarai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0002659. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002659.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Barahiya Branch in Lakhisarai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Barahiya Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhisarai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0002659.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Ward No-20,Bypass Road, Near Referral Hospital And Cd Block Barahiya, Dist-Lakhi Sarai, State-Bihar,Pin-811302 located in Lakhisarai, Nalanda, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.