Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Vadakara Branch branch in Kozhikode, Vadakara, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BDBL0002584. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Vadakara Branch, Kozhikode

The table below shows the main details of the IFSC Code BDBL0002584 for the Bandhan Bank Limited branch in Kozhikode, which falls under the Vadakara district in Kerala.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002584
Branch Vadakara Branch
City Kozhikode
District Vadakara
State Kerala
Address Pradeepam Buildings, Co-Op Hospital Road Ward 26, Building No 26-27A, Vadakara, Dist - Kozhikode, State - Kerala, Pin - 673101

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Kozhikode for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002584 for the Vadakara Branch branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Vadakara Branch, Kozhikode, Kerala, is provided a unique IFSC like BDBL0002584 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Kozhikode.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kozhikode and Vadakara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Vadakara Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002584

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vadakara Branch in Kozhikode.

For example, the IFSC Code BDBL0002584 of Bandhan Bank Limited for the Vadakara Branch branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002584 of Bandhan Bank Limited for its Vadakara Branch branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Kozhikode and Vadakara, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Vadakara Branch or Kozhikode to get the exact IFSC Code BDBL0002584.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Kozhikode, you'll get the correct details.

How to Use IFSC Code BDBL0002584 for Online Transfers?

If you have the IFSC Code BDBL0002584 for the Vadakara Branch branch of Bandhan Bank Limited in Kozhikode, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002584. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002584.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Vadakara Branch in Kozhikode, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Vadakara Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kozhikode manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Vadakara Branch, Kozhikode?

The IFSC Code is BDBL0002584.

Is the IFSC Code BDBL0002584 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Vadakara Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vadakara Branch branch?

The address of the branch is Pradeepam Buildings, Co-Op Hospital Road Ward 26, Building No 26-27A, Vadakara, Dist - Kozhikode, State - Kerala, Pin - 673101 located in Kozhikode, Vadakara, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.