There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Kokrajhar branch in Kokrajhar, Kokrajhar, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Kokrajhar or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code BDBL0001953. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Kokrajhar, Kokrajhar

Below in the table are the key details related to IFSC Code BDBL0001953 of Bandhan Bank Limited for its branch located in Kokrajhar, within the district of Kokrajhar in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001953
Branch Kokrajhar
City Kokrajhar
District Kokrajhar
State Assam
Address Ward No 4,Jd Road,1St Floor,Kokrajhar,Btad,Po Kokrajhar,Assam,Pin-783370

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Kokrajhar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001953 for the Kokrajhar branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kokrajhar, Kokrajhar, Assam, is provided with a unique IFSC like BDBL0001953 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Kokrajhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kokrajhar and Kokrajhar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kokrajhar do not get mixed with another location.

Format of the IFSC Code BDBL0001953

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kokrajhar in Kokrajhar.

For example, the IFSC Code BDBL0001953 of Bandhan Bank Limited for the Kokrajhar branch includes these elements, identifying the bank and the branch location in Kokrajhar and Assam correctly.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001953 of Bandhan Bank Limited for its Kokrajhar branch located in Kokrajhar, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Kokrajhar and Kokrajhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kokrajhar or Kokrajhar to find the exact IFSC Code BDBL0001953.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Kokrajhar will provide accurate information.

How to Use IFSC Code BDBL0001953 for Online Transfers?

Once you have the IFSC Code BDBL0001953 for the Kokrajhar branch of Bandhan Bank Limited in Kokrajhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001953. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001953.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Kokrajhar in Kokrajhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kokrajhar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kokrajhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Kokrajhar Kokrajhar?

The IFSC Code of the Kokrajhar Kokrajhar branch is BDBL0001953.

Is IFSC Code BDBL0001953 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Kokrajhar branch?

The branch is located at Ward No 4,Jd Road,1St Floor,Kokrajhar,Btad,Po Kokrajhar,Assam,Pin-783370.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.