IFSC Code of Bandhan Bank Limited, Kathamatha, Patna, Bihar — BDBL0001397

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kathamatha branch in Kishanganj, Patna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Kishanganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001397. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Kathamatha, Kishanganj

Here are some of the key details that come with the IFSC Code BDBL0001397 of Bandhan Bank Limited for its branch located in Kishanganj, within the district of Patna in the state of Bihar.

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Kishanganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001397 for the Kathamatha branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kathamatha, Kishanganj, Bihar, is provided a unique IFSC like BDBL0001397 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bandhan Bank Limited branch in Kishanganj.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kishanganj and Patna.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kathamatha do not get misguided to another person.

Format of the IFSC Code BDBL0001397

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kathamatha in Kishanganj.

For example, the IFSC Code BDBL0001397 of Bandhan Bank Limited for the Kathamatha branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001397 of Bandhan Bank Limited for its Kathamatha branch located in Kishanganj, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Kishanganj and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kathamatha or Kishanganj to find the exact IFSC Code BDBL0001397.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Kishanganj will provide accurate information.

How to Use IFSC Code BDBL0001397 for Online Transfers?

Once you have the IFSC Code BDBL0001397 for the Kathamatha branch of Bandhan Bank Limited in Kishanganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001397. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001397.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Kathamatha in Kishanganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kathamatha, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kishanganj manage online transfers as well as cheque clearances with ease.