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IFSC Code of Bandhan Bank Limited, Cuttack Road-Bhubaneswar, Bhubaneshwar, Odisha — BDBL0002088

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Cuttack Road-Bhubaneswar branch in Khordha, Bhubaneshwar, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BDBL0002088. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Cuttack Road-Bhubaneswar, Khordha

Here are the main details that are associated with the IFSC Code BDBL0002088 of Bandhan Bank Limited for its branch located in Khordha, within the district of Bhubaneshwar in the state of Odisha.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002088
Branch Cuttack Road-Bhubaneswar
City Khordha
District Bhubaneshwar
State Odisha
Address Shivansh Complex,Ground Floor,Plot No-127/1691,127 & 150,Cuttack Road,Laxmi Sagar,Bhubaneswar,Dist-Khordha,Odisha-751006

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Khordha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002088 for the Cuttack Road-Bhubaneswar branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002088 is given to every bank branch, including Bandhan Bank Limited located in Cuttack Road-Bhubaneswar, Khordha, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Khordha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Khordha and Bhubaneshwar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Cuttack Road-Bhubaneswar doesn't end up at another location.

Format of the IFSC Code BDBL0002088

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cuttack Road-Bhubaneswar in Khordha.

For example, the IFSC Code BDBL0002088 of Bandhan Bank Limited for the Cuttack Road-Bhubaneswar branch includes these elements, identifying the bank and the branch location in Khordha and Odisha accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002088 of Bandhan Bank Limited for its Cuttack Road-Bhubaneswar branch located in Khordha, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Khordha and Bhubaneshwar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Cuttack Road-Bhubaneswar or Khordha to get the exact IFSC Code BDBL0002088.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Khordha, you'll get the correct details.

How to Use IFSC Code BDBL0002088 for Online Transfers?

Once you have the IFSC Code BDBL0002088 for the Cuttack Road-Bhubaneswar branch of Bandhan Bank Limited in Khordha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002088. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002088.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Cuttack Road-Bhubaneswar in Khordha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Cuttack Road-Bhubaneswar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Khordha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Cuttack Road-Bhubaneswar, Khordha?

The IFSC Code is BDBL0002088.

Is the IFSC Code BDBL0002088 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Cuttack Road-Bhubaneswar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Cuttack Road-Bhubaneswar branch?

The address of the branch is Shivansh Complex,Ground Floor,Plot No-127/1691,127 & 150,Cuttack Road,Laxmi Sagar,Bhubaneswar,Dist-Khordha,Odisha-751006 located in Khordha, Bhubaneshwar, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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