Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Lakhimpur branch in Kheri, Lakhimpur, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0001988. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Lakhimpur, Kheri

The table below shows the main details of the IFSC Code BDBL0001988 for the Bandhan Bank Limited branch in Kheri, which falls under the Lakhimpur district in Uttar Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001988
Branch Lakhimpur
City Kheri
District Lakhimpur
State Uttar Pradesh
Address Ground Floor, Sri Mangal Plaza, Mohalla- Aghapuram, Kheri Road, Rajapur, Near Mandi Samiti, Lakhimpur, Kheri, Uttar Pradesh, Pin- 262701

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001988 for the Lakhimpur branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Lakhimpur, Kheri, Uttar Pradesh, is provided a unique IFSC like BDBL0001988 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Kheri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kheri and Lakhimpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Lakhimpur do not get misguided to another person.

Format of the IFSC Code BDBL0001988

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lakhimpur in Kheri.

For example, the IFSC Code BDBL0001988 of Bandhan Bank Limited for the Lakhimpur branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001988 of Bandhan Bank Limited for its Lakhimpur branch located in Kheri, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Kheri and Lakhimpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Lakhimpur or Kheri to get the exact IFSC Code BDBL0001988.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Kheri, you'll get the correct details.

How to Use IFSC Code BDBL0001988 for Online Transfers?

Once you have the IFSC Code BDBL0001988 for the Lakhimpur branch of Bandhan Bank Limited in Kheri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001988. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001988.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Lakhimpur in Kheri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Lakhimpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kheri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Lakhimpur Kheri?

The IFSC Code of the Lakhimpur Kheri branch is BDBL0001988.

Is IFSC Code BDBL0001988 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Lakhimpur branch?

The branch is located at Ground Floor, Sri Mangal Plaza, Mohalla- Aghapuram, Kheri Road, Rajapur, Near Mandi Samiti, Lakhimpur, Kheri, Uttar Pradesh, Pin- 262701.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.