The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kothagudem Branch branch in Khammam, Badradi Kothagudem, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Khammam or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code BDBL0002457. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Kothagudem Branch, Khammam

Here are the key points that are associated with the IFSC Code BDBL0002457 of Bandhan Bank Limited for its branch located in Khammam, within the district of Badradi Kothagudem in the state of Telangana.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002457
Branch Kothagudem Branch
City Khammam
District Badradi Kothagudem
State Telangana
Address H No 6-4-90, Ground Floor, Ganesh Basthi, Badradi Kothagudem, Telangana, Pin - 507101

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Khammam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002457 for the Kothagudem Branch branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kothagudem Branch, Khammam, Telangana, is provided with a unique IFSC like BDBL0002457 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Khammam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Khammam and Badradi Kothagudem.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kothagudem Branch do not get mixed with another location.

Format of the IFSC Code BDBL0002457

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kothagudem Branch in Khammam.

For example, the IFSC Code BDBL0002457 of Bandhan Bank Limited for the Kothagudem Branch branch has these elements, identifying the bank and the branch location in Khammam and Telangana correctly.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002457 of Bandhan Bank Limited for its Kothagudem Branch branch located in Khammam, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Khammam and Badradi Kothagudem, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kothagudem Branch or Khammam to find the exact IFSC Code BDBL0002457.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Khammam will provide accurate information.

How to Use IFSC Code BDBL0002457 for Online Transfers?

Once you have the IFSC Code BDBL0002457 for the Kothagudem Branch branch of Bandhan Bank Limited in Khammam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002457. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002457.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Kothagudem Branch in Khammam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Kothagudem Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Khammam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Kothagudem Branch, Khammam?

The IFSC Code is BDBL0002457.

Is the IFSC Code BDBL0002457 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Kothagudem Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kothagudem Branch branch?

The address of the branch is H No 6-4-90, Ground Floor, Ganesh Basthi, Badradi Kothagudem, Telangana, Pin - 507101 located in Khammam, Badradi Kothagudem, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.