The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kendrapara Branch branch in Kendrapara, Kendrapara, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Kendrapara or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BDBL0002309. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Kendrapara Branch, Kendrapara

Here are the key points that are associated with the IFSC Code BDBL0002309 of Bandhan Bank Limited for its branch located in Kendrapara, within the district of Kendrapara in the state of Odisha.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002309
Branch Kendrapara Branch
City Kendrapara
District Kendrapara
State Odisha
Address Ground Floor, Plot No. - 115/872, At- Mahipal, Po _X0013_ Kendrapara, P.S- Town Thana, Kendrapara, Dist. - Kendrapara, Odisha, Pin - 754211

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Kendrapara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0002309 for the Kendrapara Branch branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kendrapara Branch, Kendrapara, Odisha, is provided a unique IFSC like BDBL0002309 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Kendrapara.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kendrapara and Kendrapara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kendrapara Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002309

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kendrapara Branch in Kendrapara.

For example, the IFSC Code BDBL0002309 of Bandhan Bank Limited for the Kendrapara Branch branch includes these elements, identifying the bank and the branch location in Kendrapara and Odisha accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002309 of Bandhan Bank Limited for its Kendrapara Branch branch located in Kendrapara, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Kendrapara and Kendrapara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kendrapara Branch or Kendrapara to find the exact IFSC Code BDBL0002309.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Kendrapara will provide accurate information.

How to Use IFSC Code BDBL0002309 for Online Transfers?

Once you have the IFSC Code BDBL0002309 for the Kendrapara Branch branch of Bandhan Bank Limited in Kendrapara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002309. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002309.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Kendrapara Branch in Kendrapara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kendrapara Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kendrapara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Kendrapara Branch, Kendrapara?

The IFSC Code is BDBL0002309.

Is the IFSC Code BDBL0002309 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Kendrapara Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kendrapara Branch branch?

The address of the branch is Ground Floor, Plot No. - 115/872, At- Mahipal, Po _X0013_ Kendrapara, P.S- Town Thana, Kendrapara, Dist. - Kendrapara, Odisha, Pin - 754211 located in Kendrapara, Kendrapara, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.