There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Thalassery Branch branch in Kannur, Kannur, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Kannur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BDBL0002413. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Thalassery Branch, Kannur

Here are the main details that are associated with the IFSC Code BDBL0002413 of Bandhan Bank Limited for its branch located in Kannur, within the district of Kannur in the state of Kerala.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002413
Branch Thalassery Branch
City Kannur
District Kannur
State Kerala
Address Rani Plaza, Logans Road, Thalassery, Kannur, Kerala, Pin-670101

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Kannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002413 for the Thalassery Branch branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Thalassery Branch, Kannur, Kerala, is provided a unique IFSC like BDBL0002413 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Kannur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kannur and Kannur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Thalassery Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002413

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thalassery Branch in Kannur.

For example, the IFSC Code BDBL0002413 of Bandhan Bank Limited for the Thalassery Branch branch has these elements, identifying the bank and the branch location in Kannur and Kerala correctly.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002413 of Bandhan Bank Limited for its Thalassery Branch branch located in Kannur, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Kannur and Kannur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Thalassery Branch or Kannur to find the exact IFSC Code BDBL0002413.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Kannur will provide accurate information.

How to Use IFSC Code BDBL0002413 for Online Transfers?

Once you have the IFSC Code BDBL0002413 for the Thalassery Branch branch of Bandhan Bank Limited in Kannur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002413. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002413.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Thalassery Branch in Kannur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Thalassery Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kannur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Thalassery Branch Kannur?

The IFSC Code of the Thalassery Branch Kannur branch is BDBL0002413.

Is IFSC Code BDBL0002413 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Thalassery Branch branch?

The branch is located at Rani Plaza, Logans Road, Thalassery, Kannur, Kerala, Pin-670101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.