For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Dispur Branch Guwahati branch in Kamrup Metropolitan, Guwahati North, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0002629. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Dispur Branch Guwahati, Kamrup Metropolitan

Below in the table are the key details related to IFSC Code BDBL0002629 of Bandhan Bank Limited for its branch located in Kamrup Metropolitan, within the district of Guwahati North in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002629
Branch Dispur Branch Guwahati
City Kamrup Metropolitan
District Guwahati North
State Assam
Address First Floor,Ganeshguri,Near Fly Over Bridge,Guwahati,Dist-Kamrup M,State-Assam,Pin-781

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Kamrup Metropolitan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002629 for the Dispur Branch Guwahati branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Dispur Branch Guwahati, Kamrup Metropolitan, Assam, is provided a unique IFSC like BDBL0002629 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Kamrup Metropolitan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati North.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Dispur Branch Guwahati do not get misguided to another person.

Format of the IFSC Code BDBL0002629

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dispur Branch Guwahati in Kamrup Metropolitan.

For example, the IFSC Code BDBL0002629 of Bandhan Bank Limited for the Dispur Branch Guwahati branch includes these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002629 of Bandhan Bank Limited for its Dispur Branch Guwahati branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Kamrup Metropolitan and Guwahati North, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Dispur Branch Guwahati or Kamrup Metropolitan to get the exact IFSC Code BDBL0002629.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Kamrup Metropolitan that will provide accurate information.

How to Use IFSC Code BDBL0002629 for Online Transfers?

Once you have the IFSC Code BDBL0002629 for the Dispur Branch Guwahati branch of Bandhan Bank Limited in Kamrup Metropolitan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002629. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002629.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Dispur Branch Guwahati in Kamrup Metropolitan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Dispur Branch Guwahati, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kamrup Metropolitan manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Dispur Branch Guwahati Kamrup Metropolitan?

The IFSC Code of the Dispur Branch Guwahati Kamrup Metropolitan branch is BDBL0002629.

Is IFSC Code BDBL0002629 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Dispur Branch Guwahati branch?

The branch is located at First Floor,Ganeshguri,Near Fly Over Bridge,Guwahati,Dist-Kamrup M,State-Assam,Pin-781.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.