The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Belpahar Branch branch in Jharsuduga, Belpahar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Jharsuduga or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BDBL0002298. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Belpahar Branch, Jharsuduga

The table below shows the main details of the IFSC Code BDBL0002298 for the Bandhan Bank Limited branch in Jharsuduga, which falls under the Belpahar district in Odisha.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002298
Branch Belpahar Branch
City Jharsuduga
District Belpahar
State Odisha
Address Khata No.-1261 2940,Plot No.-2023,Ground Floor,Belpahar,Dist.- Jharsuguda,Odisha -768217

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Jharsuduga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0002298 for the Belpahar Branch branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Belpahar Branch, Jharsuduga, Odisha, are given a unique IFSC like BDBL0002298 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jharsuduga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jharsuduga and Belpahar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Belpahar Branch goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0002298

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Belpahar Branch in Jharsuduga.

For example, the IFSC Code BDBL0002298 of Bandhan Bank Limited for the Belpahar Branch branch includes these elements, identifying the bank and the branch location in Jharsuduga and Odisha accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002298 of Bandhan Bank Limited for its Belpahar Branch branch located in Jharsuduga, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Jharsuduga and Belpahar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Belpahar Branch or Jharsuduga to get the exact IFSC Code BDBL0002298.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Jharsuduga, then it will provide you proper information.

How to Use IFSC Code BDBL0002298 for Online Transfers?

Once you have the IFSC Code BDBL0002298 for the Belpahar Branch branch of Bandhan Bank Limited in Jharsuduga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002298. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002298.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Belpahar Branch in Jharsuduga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Belpahar Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jharsuduga to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Belpahar Branch Jharsuduga?

The IFSC Code of the Belpahar Branch Jharsuduga branch is BDBL0002298.

Is IFSC Code BDBL0002298 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Belpahar Branch branch?

The branch is located at Khata No.-1261 2940,Plot No.-2023,Ground Floor,Belpahar,Dist.- Jharsuguda,Odisha -768217.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.