The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Sarkho branch in Janjgir-Champa, Bhopal, Chhattisgarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Janjgir-Champa or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BDBL0001552. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Sarkho, Janjgir-Champa
Here are the key points that are associated with the IFSC Code BDBL0001552 of Bandhan Bank Limited for its branch located in Janjgir-Champa, within the district of Bhopal in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001552 |
| Branch | Sarkho |
| City | Janjgir-Champa |
| District | Bhopal |
| State | Chhattisgarh |
| Address | Villsarkhon,P.O.Sarkhon,Dist-Janjgir Champa,Chhattisgarh,Pin - 495668 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Janjgir-Champa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001552 for the Sarkho branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001552 is given to every bank branch, including Bandhan Bank Limited located in Sarkho, Janjgir-Champa, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in Janjgir-Champa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Janjgir-Champa and Bhopal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sarkho doesn't end up at another location.
Format of the IFSC Code BDBL0001552
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sarkho in Janjgir-Champa.
For example, the IFSC Code BDBL0001552 of Bandhan Bank Limited for the Sarkho branch has these elements, identifying the bank and the branch location in Janjgir-Champa and Chhattisgarh correctly.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0001552 of Bandhan Bank Limited for its Sarkho branch located in Janjgir-Champa, the following methods can help:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Janjgir-Champa and Bhopal, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Sarkho or Janjgir-Champa to get the exact IFSC Code BDBL0001552.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Janjgir-Champa, you'll get the correct details.
How to Use IFSC Code BDBL0001552 for Online Transfers?
Once you have the IFSC Code BDBL0001552 for the Sarkho branch of Bandhan Bank Limited in Janjgir-Champa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0001552. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001552.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Sarkho in Janjgir-Champa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sarkho, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Janjgir-Champa manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sarkho Janjgir-Champa branch is BDBL0001552.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Villsarkhon,P.O.Sarkhon,Dist-Janjgir Champa,Chhattisgarh,Pin - 495668.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.