There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Jagatsinghpur branch in Jagatsinghpur, Jagatsinghpur, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Jagatsinghpur or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code BDBL0001976. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Jagatsinghpur, Jagatsinghpur

Here are some of the key details that come with the IFSC Code BDBL0001976 of Bandhan Bank Limited for its branch located in Jagatsinghpur, within the district of Jagatsinghpur in the state of Odisha.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001976
Branch Jagatsinghpur
City Jagatsinghpur
District Jagatsinghpur
State Odisha
Address Plot No 1353,1682,Holding No 397,Near Axis Bank,Jagatsinghpur Branch,Main Road,Jagatsinghpur,Odisha,Pin-754103

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Jagatsinghpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001976 for the Jagatsinghpur branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001976 is given to every bank branch, including Bandhan Bank Limited located in Jagatsinghpur, Jagatsinghpur, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Jagatsinghpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jagatsinghpur and Jagatsinghpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jagatsinghpur doesn't end up at another location.

Format of the IFSC Code BDBL0001976

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagatsinghpur in Jagatsinghpur.

For example, the IFSC Code BDBL0001976 of Bandhan Bank Limited for the Jagatsinghpur branch includes these elements, identifying the bank and the branch location in Jagatsinghpur and Odisha accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0001976 of Bandhan Bank Limited for its Jagatsinghpur branch located in Jagatsinghpur, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Jagatsinghpur and Jagatsinghpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Jagatsinghpur or Jagatsinghpur to get the exact IFSC Code BDBL0001976.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Jagatsinghpur, then it will provide you proper information.

How to Use IFSC Code BDBL0001976 for Online Transfers?

If you have the IFSC Code BDBL0001976 for the Jagatsinghpur branch of Bandhan Bank Limited in Jagatsinghpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001976. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001976.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Jagatsinghpur in Jagatsinghpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jagatsinghpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jagatsinghpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Jagatsinghpur, Jagatsinghpur?

The IFSC Code is BDBL0001976.

Is the IFSC Code BDBL0001976 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Jagatsinghpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jagatsinghpur branch?

The address of the branch is Plot No 1353,1682,Holding No 397,Near Axis Bank,Jagatsinghpur Branch,Main Road,Jagatsinghpur,Odisha,Pin-754103 located in Jagatsinghpur, Jagatsinghpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.