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IFSC Code of Bandhan Bank Limited, Chandrapur, Guwahati, Assam — BDBL0001116

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Chandrapur branch in Hailakandi, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Hailakandi or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001116. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Chandrapur, Hailakandi

Here are some of the key details that come with the IFSC Code BDBL0001116 of Bandhan Bank Limited for its branch located in Hailakandi, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001116
Branch Chandrapur
City Hailakandi
District Guwahati
State Assam
Address Vill Chandrapur P.O Dist Hailakandi , Assam, Pin -788163

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Hailakandi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001116 for the Chandrapur branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Chandrapur, Hailakandi, Assam, are allotted a unique IFSC like BDBL0001116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hailakandi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hailakandi and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Chandrapur reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code BDBL0001116

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chandrapur in Hailakandi.

For example, the IFSC Code BDBL0001116 of Bandhan Bank Limited for the Chandrapur branch includes these elements, identifying the bank and the branch location in Hailakandi and Assam accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001116 of Bandhan Bank Limited for its Chandrapur branch located in Hailakandi, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Hailakandi and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Chandrapur or Hailakandi to get the exact IFSC Code BDBL0001116.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Hailakandi, you'll get the correct details.

How to Use IFSC Code BDBL0001116 for Online Transfers?

Once you have the IFSC Code BDBL0001116 for the Chandrapur branch of Bandhan Bank Limited in Hailakandi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001116. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001116.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Chandrapur in Hailakandi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Chandrapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hailakandi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Chandrapur Hailakandi?

The IFSC Code of the Chandrapur Hailakandi branch is BDBL0001116.

Is IFSC Code BDBL0001116 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Chandrapur branch?

The branch is located at Vill Chandrapur P.O Dist Hailakandi , Assam, Pin -788163.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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