For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Mirganj Branch branch in Gopalganj, Mirganj, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Gopalganj or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0002474. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Mirganj Branch, Gopalganj

Below in the table are the key details related to IFSC Code BDBL0002474 of Bandhan Bank Limited for its branch located in Gopalganj, within the district of Mirganj in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002474
Branch Mirganj Branch
City Gopalganj
District Mirganj
State Bihar
Address First Floor,Kali Prasad Complex,Gala Mandi,Ward No-16,Mirganj,Dist Gopalganj,State -Bihar,Pin -841438

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Gopalganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002474 for the Mirganj Branch branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Mirganj Branch, Gopalganj, Bihar, is provided a unique IFSC like BDBL0002474 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Gopalganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gopalganj and Mirganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Mirganj Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002474

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mirganj Branch in Gopalganj.

For example, the IFSC Code BDBL0002474 of Bandhan Bank Limited for the Mirganj Branch branch includes these elements, identifying the bank and the branch location in Gopalganj and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002474 of Bandhan Bank Limited for its Mirganj Branch branch located in Gopalganj, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Gopalganj and Mirganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Mirganj Branch or Gopalganj to get the exact IFSC Code BDBL0002474.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Gopalganj that will provide accurate information.

How to Use IFSC Code BDBL0002474 for Online Transfers?

Once you have the IFSC Code BDBL0002474 for the Mirganj Branch branch of Bandhan Bank Limited in Gopalganj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002474. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002474.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Mirganj Branch in Gopalganj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Mirganj Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gopalganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Mirganj Branch, Gopalganj?

The IFSC Code is BDBL0002474.

Is the IFSC Code BDBL0002474 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Mirganj Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mirganj Branch branch?

The address of the branch is First Floor,Kali Prasad Complex,Gala Mandi,Ward No-16,Mirganj,Dist Gopalganj,State -Bihar,Pin -841438 located in Gopalganj, Mirganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.