There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Ghazipur branch in Ghazipur, Ghazipur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Ghazipur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BDBL0001288. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Ghazipur, Ghazipur

Here are some of the key details that come with the IFSC Code BDBL0001288 of Bandhan Bank Limited for its branch located in Ghazipur, within the district of Ghazipur in the state of Uttar Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001288
Branch Ghazipur
City Ghazipur
District Ghazipur
State Uttar Pradesh
Address Kothi Shiv Sahai,Laldarwaza,P.O.Ghazipur,Dist.Ghazipur,Uttar Pradesh,Pin 233001

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Ghazipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001288 for the Ghazipur branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Ghazipur, Ghazipur, Uttar Pradesh, is provided with a unique IFSC like BDBL0001288 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Ghazipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ghazipur and Ghazipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Ghazipur do not get mixed with another location.

Format of the IFSC Code BDBL0001288

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghazipur in Ghazipur.

For example, the IFSC Code BDBL0001288 of Bandhan Bank Limited for the Ghazipur branch includes these elements, identifying the bank and the branch location in Ghazipur and Uttar Pradesh correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001288 of Bandhan Bank Limited for its Ghazipur branch located in Ghazipur, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Ghazipur and Ghazipur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Ghazipur or Ghazipur to get the exact IFSC Code BDBL0001288.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Ghazipur, you'll get the correct details.

How to Use IFSC Code BDBL0001288 for Online Transfers?

Once you have the IFSC Code BDBL0001288 for the Ghazipur branch of Bandhan Bank Limited in Ghazipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001288. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001288.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Ghazipur in Ghazipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Ghazipur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ghazipur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Ghazipur Ghazipur?

The IFSC Code of the Ghazipur Ghazipur branch is BDBL0001288.

Is IFSC Code BDBL0001288 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Ghazipur branch?

The branch is located at Kothi Shiv Sahai,Laldarwaza,P.O.Ghazipur,Dist.Ghazipur,Uttar Pradesh,Pin 233001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.