Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Shergati Branch branch in Gaya, Sherghati, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Gaya or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0002602. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Shergati Branch, Gaya

Here are some of the key details that come with the IFSC Code BDBL0002602 of Bandhan Bank Limited for its branch located in Gaya, within the district of Sherghati in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002602
Branch Shergati Branch
City Gaya
District Sherghati
State Bihar
Address Upper Ground Floor, Narayan Colony, Ward No-10, G.B Road, Near P.N.B Bank, Sherghati, Dist - Gaya, State - Bihar, Pin - 824211

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Gaya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002602 for the Shergati Branch branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Shergati Branch, Gaya, Bihar, are given a unique IFSC like BDBL0002602 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gaya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gaya and Sherghati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Shergati Branch goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0002602

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shergati Branch in Gaya.

For example, the IFSC Code BDBL0002602 of Bandhan Bank Limited for the Shergati Branch branch includes these elements, identifying the bank and the branch location in Gaya and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002602 of Bandhan Bank Limited for its Shergati Branch branch located in Gaya, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Gaya and Sherghati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Shergati Branch or Gaya to get the exact IFSC Code BDBL0002602.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Gaya, then it will provide you proper information.

How to Use IFSC Code BDBL0002602 for Online Transfers?

Once you have the IFSC Code BDBL0002602 for the Shergati Branch branch of Bandhan Bank Limited in Gaya, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002602. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002602.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Shergati Branch in Gaya may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Shergati Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gaya manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Shergati Branch, Gaya?

The IFSC Code is BDBL0002602.

Is the IFSC Code BDBL0002602 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Shergati Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shergati Branch branch?

The address of the branch is Upper Ground Floor, Narayan Colony, Ward No-10, G.B Road, Near P.N.B Bank, Sherghati, Dist - Gaya, State - Bihar, Pin - 824211 located in Gaya, Sherghati, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.