The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Jamsedpur branch in East Singhbhum, Patna, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in East Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BDBL0001083. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Jamsedpur, East Singhbhum
Here are the main details that are associated with the IFSC Code BDBL0001083 of Bandhan Bank Limited for its branch located in East Singhbhum, within the district of Patna in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001083 |
| Branch | Jamsedpur |
| City | East Singhbhum |
| District | Patna |
| State | Jharkhand |
| Address | Pp Tower,Ram Mandir Area,Bistupur,Jamshedpur,Jharkhand,Pin -831001 |
These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in East Singhbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001083 for the Jamsedpur branch of Bandhan Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Jamsedpur, East Singhbhum, Jharkhand, is provided a unique IFSC like BDBL0001083 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in East Singhbhum.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like East Singhbhum and Patna.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jamsedpur do not get misguided to another person.
Format of the IFSC Code BDBL0001083
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jamsedpur in East Singhbhum.
For example, the IFSC Code BDBL0001083 of Bandhan Bank Limited for the Jamsedpur branch has these elements, identifying the bank and the branch location in East Singhbhum and Jharkhand correctly.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001083 of Bandhan Bank Limited for its Jamsedpur branch located in East Singhbhum, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in East Singhbhum and Patna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Jamsedpur or East Singhbhum to find the exact IFSC Code BDBL0001083.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and East Singhbhum will provide accurate information.
How to Use IFSC Code BDBL0001083 for Online Transfers?
Once you have the IFSC Code BDBL0001083 for the Jamsedpur branch of Bandhan Bank Limited in East Singhbhum, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001083. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001083.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Jamsedpur in East Singhbhum, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jamsedpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Singhbhum to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001083.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pp Tower,Ram Mandir Area,Bistupur,Jamshedpur,Jharkhand,Pin -831001 located in East Singhbhum, Patna, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.