Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Gangtok branch in East Sikkim, Gangtok, or Sikkim, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in East Sikkim or anywhere in Sikkim can transfer funds instantly by using the correct IFSC Code BDBL0001467. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Gangtok, East Sikkim

Here are the main details that are associated with the IFSC Code BDBL0001467 of Bandhan Bank Limited for its branch located in East Sikkim, within the district of Gangtok in the state of Sikkim.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001467
Branch Gangtok
City East Sikkim
District Gangtok
State Sikkim
Address Hungry Jack Plaza,First Floor,Nh -31-A,Gangtok,P.O.Gangtok,Dist.East Sikkim,Sikkim,Pin - 737101

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in East Sikkim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001467 for the Gangtok branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Gangtok, East Sikkim, Sikkim, is provided a unique IFSC like BDBL0001467 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in East Sikkim.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like East Sikkim and Gangtok.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Sikkim and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Gangtok do not get misguided to another person.

Format of the IFSC Code BDBL0001467

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gangtok in East Sikkim.

For example, the IFSC Code BDBL0001467 of Bandhan Bank Limited for the Gangtok branch includes these elements, identifying the bank and the branch location in East Sikkim and Sikkim accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001467 of Bandhan Bank Limited for its Gangtok branch located in East Sikkim, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in East Sikkim and Gangtok, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Gangtok or East Sikkim to get the exact IFSC Code BDBL0001467.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and East Sikkim that will provide accurate information.

How to Use IFSC Code BDBL0001467 for Online Transfers?

Once you have the IFSC Code BDBL0001467 for the Gangtok branch of Bandhan Bank Limited in East Sikkim, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001467. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001467.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Gangtok in East Sikkim, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Gangtok, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Sikkim to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Gangtok, East Sikkim?

The IFSC Code is BDBL0001467.

Is the IFSC Code BDBL0001467 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Gangtok?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gangtok branch?

The address of the branch is Hungry Jack Plaza,First Floor,Nh -31-A,Gangtok,P.O.Gangtok,Dist.East Sikkim,Sikkim,Pin - 737101 located in East Sikkim, Gangtok, Sikkim.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.