IFSC Code of Bandhan Bank Limited, Raxaul, Patna, Bihar — BDBL0001189

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Raxaul branch in East Champaran, Patna, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in East Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001189. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Raxaul, East Champaran

The table below shows the main details of the IFSC Code BDBL0001189 for the Bandhan Bank Limited branch in East Champaran, which falls under the Patna district in Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in East Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001189 for the Raxaul branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001189 is given to every bank branch, including Bandhan Bank Limited located in Raxaul, East Champaran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bandhan Bank Limited branch in East Champaran.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like East Champaran and Patna.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Raxaul doesn't end up at another location.

Format of the IFSC Code BDBL0001189

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raxaul in East Champaran.

For example, the IFSC Code BDBL0001189 of Bandhan Bank Limited for the Raxaul branch includes these elements, identifying the bank and the branch location in East Champaran and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001189 of Bandhan Bank Limited for its Raxaul branch located in East Champaran, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in East Champaran and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Raxaul or East Champaran to find the exact IFSC Code BDBL0001189.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and East Champaran will provide accurate information.

How to Use IFSC Code BDBL0001189 for Online Transfers?

Once you have the IFSC Code BDBL0001189 for the Raxaul branch of Bandhan Bank Limited in East Champaran, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001189. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001189.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Raxaul in East Champaran, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Raxaul, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Champaran to handle online money transfers and get their cheques cleared smoothly.