For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Purana Bazar Dimapur branch in Dimapur, Dimapur, Nagaland, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Dimapur or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code BDBL0002387. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Purana Bazar Dimapur, Dimapur

The table below shows the main details of the IFSC Code BDBL0002387 for the Bandhan Bank Limited branch in Dimapur, which falls under the Dimapur district in Nagaland.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002387
Branch Purana Bazar Dimapur
City Dimapur
District Dimapur
State Nagaland
Address Upper Ground Floor,Purana Bazar Junction,Puranabazar,Dist-Dimapur,State-Nagaland,Pin-797116

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Dimapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002387 for the Purana Bazar Dimapur branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Purana Bazar Dimapur, Dimapur, Nagaland, is provided with a unique IFSC like BDBL0002387 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Dimapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dimapur and Dimapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Nagaland and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Purana Bazar Dimapur do not get mixed with another location.

Format of the IFSC Code BDBL0002387

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Purana Bazar Dimapur in Dimapur.

For example, the IFSC Code BDBL0002387 of Bandhan Bank Limited for the Purana Bazar Dimapur branch includes these elements, identifying the bank and the branch location in Dimapur and Nagaland correctly.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0002387 of Bandhan Bank Limited for its Purana Bazar Dimapur branch located in Dimapur, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Dimapur and Dimapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Purana Bazar Dimapur or Dimapur to find the exact IFSC Code BDBL0002387.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Dimapur will provide accurate information.

How to Use IFSC Code BDBL0002387 for Online Transfers?

Once you have the IFSC Code BDBL0002387 for the Purana Bazar Dimapur branch of Bandhan Bank Limited in Dimapur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002387. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002387.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Purana Bazar Dimapur in Dimapur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Purana Bazar Dimapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dimapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Purana Bazar Dimapur, Dimapur?

The IFSC Code is BDBL0002387.

Is the IFSC Code BDBL0002387 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Purana Bazar Dimapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Purana Bazar Dimapur branch?

The address of the branch is Upper Ground Floor,Purana Bazar Junction,Puranabazar,Dist-Dimapur,State-Nagaland,Pin-797116 located in Dimapur, Dimapur, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.