IFSC Code of Bandhan Bank Limited, Khumtai, Guwahati, Assam — BDBL0001382

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Khumtai branch in Dibrugarh, Guwahati, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Dibrugarh or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code BDBL0001382. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Khumtai, Dibrugarh

Here are the main details that are associated with the IFSC Code BDBL0001382 of Bandhan Bank Limited for its branch located in Dibrugarh, within the district of Guwahati in the state of Assam.

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Dibrugarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001382 for the Khumtai branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Khumtai, Dibrugarh, Assam, is provided a unique IFSC like BDBL0001382 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bandhan Bank Limited branch in Dibrugarh.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dibrugarh and Guwahati.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Khumtai do not get misguided to another person.

Format of the IFSC Code BDBL0001382

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khumtai in Dibrugarh.

For example, the IFSC Code BDBL0001382 of Bandhan Bank Limited for the Khumtai branch has these elements, identifying the bank and the branch location in Dibrugarh and Assam correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001382 of Bandhan Bank Limited for its Khumtai branch located in Dibrugarh, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Dibrugarh and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Khumtai or Dibrugarh to get the exact IFSC Code BDBL0001382.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Dibrugarh, you'll get the correct details.

How to Use IFSC Code BDBL0001382 for Online Transfers?

If you have the IFSC Code BDBL0001382 for the Khumtai branch of Bandhan Bank Limited in Dibrugarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001382. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001382.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Khumtai in Dibrugarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Khumtai, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dibrugarh manage their online transfers and cheque clearances easily.