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IFSC Code of Bandhan Bank Limited, Egarkunda, Patna, Jharkhand — BDBL0001452

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Egarkunda branch in Dhanbad, Patna, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Dhanbad or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BDBL0001452. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Egarkunda, Dhanbad

Below in the table are the key details related to IFSC Code BDBL0001452 of Bandhan Bank Limited for its branch located in Dhanbad, within the district of Patna in the state of Jharkhand.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001452
Branch Egarkunda
City Dhanbad
District Patna
State Jharkhand
Address Vill Egarkunda,P.O.Kumardhubi,Dist.Dhanbad,Jharkhand,Pin - 828203

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Dhanbad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001452 for the Egarkunda branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Egarkunda, Dhanbad, Jharkhand, is provided with a unique IFSC like BDBL0001452 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dhanbad and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Egarkunda do not get mixed with another location.

Format of the IFSC Code BDBL0001452

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Egarkunda in Dhanbad.

For example, the IFSC Code BDBL0001452 of Bandhan Bank Limited for the Egarkunda branch has these elements, identifying the bank and the branch location in Dhanbad and Jharkhand correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001452 of Bandhan Bank Limited for its Egarkunda branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Dhanbad and Patna, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Egarkunda or Dhanbad to get the exact IFSC Code BDBL0001452.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Dhanbad, you'll get the correct details.

How to Use IFSC Code BDBL0001452 for Online Transfers?

Once you have the IFSC Code BDBL0001452 for the Egarkunda branch of Bandhan Bank Limited in Dhanbad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001452. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001452.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Egarkunda in Dhanbad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Egarkunda, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dhanbad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Egarkunda, Dhanbad?

The IFSC Code is BDBL0001452.

Is the IFSC Code BDBL0001452 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Egarkunda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Egarkunda branch?

The address of the branch is Vill Egarkunda,P.O.Kumardhubi,Dist.Dhanbad,Jharkhand,Pin - 828203 located in Dhanbad, Patna, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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