The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Sipajhar branch in Darrang, Sipajhar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0002050. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Sipajhar, Darrang

Here are some of the key details that come with the IFSC Code BDBL0002050 of Bandhan Bank Limited for its branch located in Darrang, within the district of Sipajhar in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002050
Branch Sipajhar
City Darrang
District Sipajhar
State Assam
Address First Floor,Nath Kutir,Satgharia,Po,Ps-Sipajhar,Dist-Darrang,Assam-784145

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Darrang for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002050 for the Sipajhar branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Sipajhar, Darrang, Assam, is provided a unique IFSC like BDBL0002050 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Darrang.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Darrang and Sipajhar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sipajhar do not get misguided to another person.

Format of the IFSC Code BDBL0002050

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sipajhar in Darrang.

For example, the IFSC Code BDBL0002050 of Bandhan Bank Limited for the Sipajhar branch includes these elements, identifying the bank and the branch location in Darrang and Assam accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002050 of Bandhan Bank Limited for its Sipajhar branch located in Darrang, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Darrang and Sipajhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Sipajhar or Darrang to get the exact IFSC Code BDBL0002050.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Darrang, then it will provide you proper information.

How to Use IFSC Code BDBL0002050 for Online Transfers?

If you have the IFSC Code BDBL0002050 for the Sipajhar branch of Bandhan Bank Limited in Darrang, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002050. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002050.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Sipajhar in Darrang, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sipajhar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darrang to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Sipajhar, Darrang?

The IFSC Code is BDBL0002050.

Is the IFSC Code BDBL0002050 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Sipajhar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sipajhar branch?

The address of the branch is First Floor,Nath Kutir,Satgharia,Po,Ps-Sipajhar,Dist-Darrang,Assam-784145 located in Darrang, Sipajhar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.