Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Bajrakbati Road,Cuttak branch in Cuttak, Badambadi, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Cuttak or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BDBL0002087. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Bajrakbati Road,Cuttak, Cuttak

Here are the main details that are associated with the IFSC Code BDBL0002087 of Bandhan Bank Limited for its branch located in Cuttak, within the district of Badambadi in the state of Odisha.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002087
Branch Bajrakbati Road,Cuttak
City Cuttak
District Badambadi
State Odisha
Address Ground Floor, Holding No-511,Surya Vihar,Near Sramik Bhawan,Po,Ps-Badambadi,Cuttack,Odisha-753012

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Cuttak for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002087 for the Bajrakbati Road,Cuttak branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Bajrakbati Road,Cuttak, Cuttak, Odisha, is provided with a unique IFSC like BDBL0002087 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Cuttak.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Cuttak and Badambadi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Bajrakbati Road,Cuttak do not get mixed with another location.

Format of the IFSC Code BDBL0002087

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bajrakbati Road,Cuttak in Cuttak.

For example, the IFSC Code BDBL0002087 of Bandhan Bank Limited for the Bajrakbati Road,Cuttak branch includes these elements, identifying the bank and the branch location in Cuttak and Odisha accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002087 of Bandhan Bank Limited for its Bajrakbati Road,Cuttak branch located in Cuttak, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Cuttak and Badambadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Bajrakbati Road,Cuttak or Cuttak to get the exact IFSC Code BDBL0002087.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Cuttak that will provide accurate information.

How to Use IFSC Code BDBL0002087 for Online Transfers?

Once you have the IFSC Code BDBL0002087 for the Bajrakbati Road,Cuttak branch of Bandhan Bank Limited in Cuttak, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002087. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002087.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Bajrakbati Road,Cuttak in Cuttak may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Bajrakbati Road,Cuttak, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cuttak to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Bajrakbati Road,Cuttak Cuttak?

The IFSC Code of the Bajrakbati Road,Cuttak Cuttak branch is BDBL0002087.

Is IFSC Code BDBL0002087 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Bajrakbati Road,Cuttak branch?

The branch is located at Ground Floor, Holding No-511,Surya Vihar,Near Sramik Bhawan,Po,Ps-Badambadi,Cuttack,Odisha-753012.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.