Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Chitrakoot branch in Chitrakoot, Chitrakoot, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Chitrakoot or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0002569. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Chitrakoot, Chitrakoot

The table below shows the main details of the IFSC Code BDBL0002569 for the Bandhan Bank Limited branch in Chitrakoot, which falls under the Chitrakoot district in Uttar Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002569
Branch Chitrakoot
City Chitrakoot
District Chitrakoot
State Uttar Pradesh
Address 105-99, Ward No 20, Ghandhiganj, Near Patel Tiraha, Chitrakoot Dham Karwi, Dist - Chitrakoot, State - Uttar Pradesh, Pin - 210205

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Chitrakoot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002569 for the Chitrakoot branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002569 is given to every bank branch, including Bandhan Bank Limited located in Chitrakoot, Chitrakoot, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Chitrakoot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chitrakoot and Chitrakoot.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Chitrakoot doesn't end up at another location.

Format of the IFSC Code BDBL0002569

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chitrakoot in Chitrakoot.

For example, the IFSC Code BDBL0002569 of Bandhan Bank Limited for the Chitrakoot branch includes these elements, identifying the bank and the branch location in Chitrakoot and Uttar Pradesh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002569 of Bandhan Bank Limited for its Chitrakoot branch located in Chitrakoot, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Chitrakoot and Chitrakoot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Chitrakoot or Chitrakoot to get the exact IFSC Code BDBL0002569.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Chitrakoot, you'll get the correct details.

How to Use IFSC Code BDBL0002569 for Online Transfers?

Once you have the IFSC Code BDBL0002569 for the Chitrakoot branch of Bandhan Bank Limited in Chitrakoot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002569. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002569.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Chitrakoot in Chitrakoot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Chitrakoot, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chitrakoot manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Chitrakoot, Chitrakoot?

The IFSC Code is BDBL0002569.

Is the IFSC Code BDBL0002569 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Chitrakoot?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chitrakoot branch?

The address of the branch is 105-99, Ward No 20, Ghandhiganj, Near Patel Tiraha, Chitrakoot Dham Karwi, Dist - Chitrakoot, State - Uttar Pradesh, Pin - 210205 located in Chitrakoot, Chitrakoot, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.